SSY Calculator
Sukanya Samriddhi Yojana — tax-free savings for girl child. Current rate: 8.2% p.a. (Q1 FY 2026-27). Deposit for 15 years, matures at girl's age 21.
Contribution
Current rate: 8.2% (Q1 FY 2026-27)
Year-by-year value
Frequently asked questions
Who can open an SSY account?
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A parent or legal guardian can open SSY for a girl child under 10 years. One account per girl; a family can open maximum two accounts (three in case of twins/triplets).
What is the current SSY interest rate?
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8.2% per annum for Q1 FY 2026-27 (April–June 2026). SSY rate is reviewed quarterly by the Government of India. Interest is compounded annually.
What is the minimum and maximum deposit?
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Minimum ₹250 per year; maximum ₹1,50,000 per year. Deposits can be made for 15 years from account opening. Account matures when the girl turns 21.
Is SSY tax-free?
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Yes — SSY enjoys EEE status. Deposits qualify for Section 80C (up to ₹1.5L, old regime only); interest and maturity are fully tax-free.
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