Goal SIP Calculator
Work out exactly how much you need to invest every month to reach a target corpus.
Your goal
₹1,00,00,000
15 yrs
12.0%
₹0
Required monthly SIP
₹19,819
to reach ₹1,00,00,000 in 15 years at 12% return
Target
₹1,00,00,000
FV of current savings
₹0
Total to be invested
₹35,67,352
Frequently asked questions
What is a goal-based SIP?
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A goal-based SIP works backwards from a target — say ₹1 crore in 15 years — and calculates the monthly SIP needed assuming a return rate. The most useful way to plan major life goals.
How accurate is the output?
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The maths is exact; returns are estimates. Use a conservative rate (10–12% for equity, 6–8% for debt) and review every 1–2 years. If markets underperform, step up your SIP.
Should I include current savings?
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Yes. Any amount you already have grows with the same return assumption. The calculator subtracts the future value of your current savings from the target and computes SIP for the remainder.
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