Plan your money with confidence.
24 free calculators for Income Tax, Mutual Funds, Loans, PPF, NPS, SSY, SCSS, Gratuity and more. Built for Indian households with Budget 2025 rates — no ads, no sign-up, instant results.
Income Tax & GST
6 calculators
Income Tax Calculator
Budget 2025 slabs — zero tax up to ₹12L (new regime). Compare Old vs New FY 2026-27.
HRA Exemption
House Rent Allowance exemption under Section 10(13A).
Salary / CTC
CTC to take-home — basic, HRA, PF, gratuity, income tax.
Capital Gains
LTCG & STCG on equity, MF, property, gold — Budget 2024 rates.
TDS Calculator
194J, 194-I, 194-IB, 194C, 194H, 194A — all major TDS sections.
GST Calculator
5 / 12 / 18 / 28% — inclusive & exclusive, CGST+SGST / IGST split.
Investments & Mutual Funds
7 calculators
SIP Calculator
Mutual fund SIP with step-up increments and year-by-year growth.
Lumpsum
One-time investment future value via compound growth.
SWP Calculator
Systematic Withdrawal — how long your corpus will last.
ELSS (80C)
Tax-saving equity MF — SIP + 80C tax savings + LTCG on gains.
FD Calculator
Fixed deposit maturity with monthly/quarterly/half-yearly compounding.
RD Calculator
Recurring deposit maturity and total interest earned.
Goal SIP
Reverse SIP — monthly investment needed to reach a target corpus.
Loans
2 calculators
Retirement & Government Schemes
6 calculators
PPF Calculator
Public Provident Fund — 15-year lock-in, tax-free returns at 7.1%.
NPS Calculator
National Pension System corpus and monthly pension projection.
Sukanya Samriddhi
Girl child savings scheme at 8.2% — tax-free on maturity.
Senior Citizen SCSS
5-year SCSS for 60+ at 8.2% — quarterly interest payouts.
Retirement Planner
Corpus needed for retirement and monthly SIP to reach it.
Gratuity
Gratuity on service — covered/not covered under Act, ₹20L exemption.
Basics
3 calculators
Learn before you calculate
Background reading and reference material to help you choose the right approach.
Old vs New Tax Regime FY 2026-27
Side-by-side comparison with break-even points and worked examples for ₹6L to ₹50L incomes.
Indian Tax Calendar FY 2026-27
Every advance tax instalment, ITR deadline, TDS and GST due date in one place.
Personal Finance Glossary
60+ Indian tax & investment terms — 80C, LTCG, STCG, HRA, NPS, ELSS — explained in plain English.
Privacy first
All calculations run in your browser. Your data never leaves your device.
Instant results
No waiting, no loading screens. Update any input and the numbers refresh live.
Made for India
Budget 2025 tax slabs, Indian rupee formatting, and India-specific schemes.